Whether you work for yourself, work with a team or have contractors, public liability insurance is a must if your business deals with people face-to-face.
Do You Need Public Liability Insurance?
If your business has any contact with the general public, including your own customers, then you should seriously consider having public liability insurance. It covers you for compensation payments and legal costs if you or your employees accidentally injure a member of the public or damage their property.
What’s Does Public Liability Insurance Include?
- Legal defence costs and any compensation you owe
- Injury cover for working partners if your business is a partnership
- Accidental damage cover to employees’ and visitors’ vehicles and belongings while in your care
- A counselling service for your employees